金融國際化와 資本市場 開放에 對한 韓國 金融産業의 對應戰略-市中銀行을 中心으로

Abstract

韓國經濟는 基本的으로 對外指向的 成長前略을 택할 수 밖에 없다. 그러므로 經濟의 開放化, 國際化에 隨伴된 資本市場의 開放 및 金融國際化에 따르는 經濟的 效果의 分析이 最近에 急進展되고 있다.

특히 韓國經濟體制가 官主導에서 民間主導로 變化됨에 따라 市中銀行의 金融國際化에 따르는 問題點 導出과 效率的인 政策樹立은 先進金融 具現의 第1課題일 것이다.

본 硏究에서는 非通貨金融機關을 除外한 預金銀行을 中心으로, 資本市場 開放과 金融國際化 趨勢의 現況 및 그 問題點을 分析하고, 바람직한 金融國際化 推進方向을 摸索하였다.

It is basically inevitable for the Korean economy to adopt foreign-oriented growth strategy because of the scarcity of natural resources. Therefore, there exists an increasing need to analyze the economic effects of liberalization of the capital market and financial industry according to the liberalization and internationalization of the Korean economy. Especially, as the Korean government gradually turned over her power to initiate the economy to the private sector, the most important task of the government for the development of financial industry is to derive the problems of the liberalization of the commercial banking industry and to prepare an appropriate policy to solve them.

This paper analyzes the current status of the trend of the capital market liberalization and internationalization of financing in the commercial banking industry except non-monetary financial institutions. In addition, the paper derives important problems from the analysis of the current status and suggests desirable directions to pursue internationalization of financing.

It is basically inevitable for the Korean economy to adopt foreign-oriented growth strategy because of the scarcity of natural resources. Therefore, there exists an increasing need to analyze the economic effects of liberalization of the capital market and financial industry according to the liberalization and internationalization of the Korean economy. Especially, as the Korean government gradually turned over her power to initiate the economy to the private sector, the most important task of the government for the development of financial industry is to derive the problems of the liberalization of the commercial banking industry and to prepare an appropriate policy to solve them.

This paper analyzes the current status of the trend of the capital market liberalization and internationalization of financing in the commercial banking industry except non-monetary financial institutions. In addition, the paper derives important problems from the analysis of the current status and suggests desirable directions to pursue internationalization of financing.